Best consumer financing providers for electricians
4 consumer financing providers serve electricians; 0 name electrical explicitly and the rest serve all trades. The editor's pick is Wisetack. One publishes a starting price: $125 a month. 1 integrates with Jobber, 1 integrates with Housecall Pro and 1 integrates with Workiz.
Service tickets run $250 to $900; panel upgrades, EV chargers and generators run $2,000 to $12,000. Storm season and the summer load peak drive calls; EV charger and generator work smooths the rest of the year.
Tools 4editor's picks, then built for the trade, then published prices
3.9% flat merchant fee; 5.5% on 24-month 0% promos; $500-$25k loans; 17+ FSM integrations
$1,499/yr Essentials plus $99 setup; multi-lender marketplace; no dealer fees
Dealer fee quoted per merchant; owned by InterVest since 2022
Dealer fees 0.99%-15%; owned by Sixth Street-led consortium since 2024
How this list is built. Every listing names electrical or all trades as a market and sits in the consumer financing category. Order is editor's pick, then explicit trade coverage, then a published price, then name. Nobody pays to appear or to rank. The publisher's own product is labelled and gets no adjustment. Full methodology.